How Stockspanic works
Stockspanic is an educational stress-testing tool. It compares four responses across a crash and a no-crash future; it does not predict markets or provide personal investment advice.
Methodology
A crash in X months sets its start. A selected historical closing-price path supplies the decline and recovery. Personal scenarios use the chosen drop, decline and recovery durations. Contributions, savings interest, actions and re-entry are applied in a documented monthly order.
Glossary
Onset is when the modeled crash starts. Bottom is the lowest modeled market level. Recovery is the first return to the old market peak. Re-entry is when savings are moved back into investments under the selected rule.
Frequently asked questions
Currency changes denomination only; values are never converted. Historical scenarios describe past index shapes, not probabilities. Results exclude taxes, fees, inflation and most dividends.
Historical data
Scenarios use daily closing levels, never intraday extremes. Every scenario retains its source links and distinguishes peak-to-bottom duration from bottom-to-recovery duration. Stories & Research · Research data and source links.